First Home Loans
Everything you need to know about the First Home Grant in Australia.
Top 12 first home mortgage myths exposed!
Find out what first home owners grant you may qualify for. Take the quiz.

First Home Owners Grant NT

The property market in the Northern Territory is currently bucking the trend and recording positive growth.  Thanks to Darwin’s strong property market, this state is enjoying a good performance. First Home Owners Grant NT

Eligible first home buyers in Northern Territory can access the First Home Buyers Grant of $14,000 for an established property or $21,000 for vacant land on which to build or a newly constructed property.  

The Northern Territory also offers first home buyers an exemption of stamp duty for properties valued up to $385,000.  The savings can be as much as $7,857 on a $250,000 home. 

The Northern Territory
Median house prices rose by 1.56% over the three months to October and climbed by 8.75% in the past 12 months.  Business investment is strong, which has attracted workers, which in turn has fuelled interest in the property market in Darwin. Building approvals have slumped in recent months but is expected to pick up again once confidence returns.

Planning for your First Home
Setting out a plan and a budget is a good idea.  This will help you to understand what you are getting yourself into, and will help you to budget accordingly not just for the mortgage repayments, but also the moving costs, legal fees and settlement fees.  Talk to a mortgage broker and find out how much you can borrow.  Do this before you approach any lenders or visit property auctions, so that you know what range you are looking for.  You home loan must fit with your lifestyle and financial goals so don't be afraid to shop around and compare several different loans.  If you get a home loan that ends up costing you more in the long run, then you could cancel out the benefit of the grants, so talk to your mortgage broker and carefully consider your options before you make your big decision.  Remember, it is easy as long as you take the right advice and do your research!

First Home Owners Grants

Make sure you get every cent you can under the new FHOG. Complete the form to speak with a First Home Grants mortgage broker specialist.
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For more information or to find out which government grants and concessions you are eligible for visit: http://www.revenue.nt.gov.au/home_incentives.shtml

From October 1st 2009 the First Home Owners Grant is reduced to $10,500 for those buying an existing home, and $14,000 for those building or buying a new home.  Then from December 31 it will be cut back to the original $7,000 for both categories.

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More in this Section

First Home Owners Grant Australia-wide

Eligible first home buyers in Australia can access the First Home Buyers Grant.

First Home Owners Grant SA South Australia

Eligible first home buyers in South Australia can access the First Home Buyers Grant and stamp duty concessions may also be available.

First Home Owners Grant ACT

First home buyers who meet the eligibility criteria in ACT are entitled to the First Home Buyers Grant. There may also be stamp duty concessions available.

First Home Owners Grant Western Australia

Eligible first home buyers in Western Australia can access the First Home Buyers Grant as well as stamp duty concessions.

First Home Owners Grant Tasmania

Eligible first home buyers in Tasmania can access the First Home Buyers Grant as well as stamp duty concessions.

First Home Owners Grant Queensland QLD

First home buyers who meet the eligibility criteria in Queensland are entitled to the First Home Buyers Grant.

First Home Owners Grant Victoria

The first home market in many Victorian suburbs is strong. This is partly due to the fact that eligible first home buyers in Victoria can access the First Home Buyers Grant.

First Home Owners Grant NSW

Eligible first home buyers in New South Wales can access the First Home Buyers Grant.

First Home Owners Grant Australia

Eligible first home buyers in Australia can access the First Home Buyers Grant.

 

First Home Grants

Get the Most out of your FHOG

The top five ways to maximise the first home owners grant and get the true benefits. 

Top FHOG questions.

What you you wanted to know about FHOG but were too afraid to ask!

Buyer beware! Top 4 mistakes first home buyers make and how to avoid them.

Save on your first home loan

We have clever strategies to make home ownership more affordable.

Why use a mortgage broker?

First home buyers need to be extra careful when it comes to a first mortgage. .